INDEX:
INTRODUCTION
Much time it took me to put together my digital business and be confident that you have the appropriate platforms for everything to work correctly. The aim of this article is that you can save you months/years of research and testing, with everything that you will see below.
We're going to divide it into 3 sections. Where the first will be the platforms for get customers, the second the platforms to COLLECT, PAY, OR SAVE YOUR MONEY and the third is a special one for South americans who need change USD to your local currency (Especially Argentina).
PLATFORMS FOR THE SALE OF SERVICES
There are many options today, and it is not the idea to name by name, but to tell based on my experience and give them solutions that I am sure 100% that work. That's why in my case I'm going to recommend FIVERR como number 1 and the best.
FIVERR, the ideal platform to sell services online
FIVERR it is a platform for the sale of services digital-you name it, literally, you can sell what they want, as long as you can deliver it in digital form. I'm going to focus on my experience as I said before and in my case it is with musical services of all kinds (if you are interested to know).
The important thing about Fiverr is that it allows you to focus on your service and not have the need to think in campaigns to attract customers or to spend time looking for them (as on other platforms in which you have to apply to the jobs). Fiverr works the other way around. Are buyers to find sellers. This will cause the less you have to push 1 time on your profile and your gigs (the different services that you offer) and then if you give to the max with each client that you have; that is to say if you focus on that your service is always of the best quality possible, the platform will reward you with its algorithm giving you greater visibility. This will give you more visits and thus more customers.
You'll be able to start charging from 5 USD and you'll quickly find success if you take advantage of the situation of economic crisis in your country if for example you live in South america and have a large gap with your local currency relative to the dollar. Since there will be clients from countries of high purchasing power looking for your services for very little money (at least to them it is, for you may be right!). Do you understand? To beat inflation, and start charging for your services in a strong currency such as the dollar is already earn more than normal. If to this we add the projection that you can have as you achieve more and more reviews, and you can increase a little more in your price.
I began in September of 2020 to sell my services digital form on Fiverr and October of 2022 had managed to emigrate to Argentina to live as a digital nomad in Spain.
Don't hesitate and create an account on Fiverr! From my personal blog I will help you by giving you more info and the best tips in a special section that I will do for FIVERR here.
Create account get the benefits of my link for a referral by clicking on the image
PLATFORMS FOR PAY / COLLECT / SAVE MONEY
Nothing will serve all the effort to sell your services online, then if you do not know how to move / use your money. For that I will give you the best platforms serving both so you can charge your services online as well as for you can pay what you need to buy or simply save your money as savings and that is for sure.
I will start by the first 2 platforms that use Fiverr to pay its vendors (or you, if you're selling your services there). But also can be used if you don't use Fiverr, and your customers can pay you directly using these apps.
PAYPAL, the ideal platform for all over the world.
The platform most used in the world and the simplest, without a doubt. Almost all have a PayPal account; just your mail and credit card, you can now have all the functions available to send and receive money instantly to any other user of PayPal.
The cons: Apply a commission of approx. 6% to the person who receives the money and while in Europe many things you can pay with PayPal, it is not everywhere possible. Which will need to withdraw that money to your bank to be able to use it, and that will make you lose even more money.
But not everything bad is so bad when you know that PayPal is not a bankso if your income is not high, will be safe from the regulations of your country. You will only pay taxes when withdrawn from PayPal to your bank. And I advance that this KEY point for your income, it is repeated identically in the rest of the platforms that I will recommend, as THERE ARE BANKS. Always remember that my experience is from Argentina and some countries may have different standards.
PAYONEER, the ideal platform for freelancers.
For me, it was salvation. But I should clarify that it is very important that you use this app to collect revenue of some big company like Fiverr, Upwork, etc Otherwise the platform will not have all options enabled, and no you will too.
With Payoneer, you can have accounts receiving USD, EUR, GBR. In turn, cards these currencies if you want to. Each card will cost you a annual maintenance of 25-30 usd. The card you can ask and you yourself will come to your home, even if you live in South america. Please be patient, it may take up to 2 months.
The bad is that my I removed the possibility of charging directly to my customerssince it is possible to do this by generating a link for payment and they can pay with any card. Therefore I can not recommend this option, is that a lot of people can use, I don't. But because of that I found other options that I will discuss more below!
Payments between accounts Payoneer are free and also you can pay your service providers by bank transfer. This is great!
Payoneer was the platform that helped me most when I immigrated to Europe, as with the card in euros I was able to buy everything I needed without having to resort to cash or any other method. Always left my income from Fiverr to Payoneer is the best choice for that without a doubt. Fiverr is an app USES so its currency is the USD. In Payoneer you will need to change from USD to EUR in order to have balance in your card EUR. And to avoid that the app will convert if you always pay with your card of USD to another currency, as you will be charged for others.
Here I leave my link for a referral for that you think you are the account in Payoneer:
WISE, the ideal platform for Europe
It is practically the same as Payoneer but with some things a lot better. First and foremost, any person can use it without limitations. Second, in this case, you can receive bank transfers from whom direct to your receiving account Wise.
What is this accounts receiving? It is almost the same as having an account in a bank, but in reality it is not. Without going into too much technicality, it is like that they will give their bank account. What we care about all this is that for example between European countries you can spend your number IBAN and you will be able to make a direct transfer without commissions: your customers, your friends or whoever.
You'll be able to have balances (accounts) in the currency that you want. For example EUR, USD or you need, at no cost. Between accounts Wise the transfer is immediate and without commissions.
The card WISE it is the best of all, because it costs a one-time€ 20 and you can add it to your google pay or apple pay and pay with your phone where it is. If you're wondering: “And what if I am in Sweden and I have to pay for my coffee in Swedish crowns?” so quiet, you don't need to open a balance in Swedish Crowns, Wise will make the best exchange rate on your balance EUR (if you have euro in your account) and you will pay as well. This way you will not have to go around changing between currencies because you're always thinking of your official currency, and the app will do the rest.
It is for this reason that Wise is very recurrent in users travellers, as it is the solution to pay in any part of the world without the hassle!
What are you waiting for? Create an account now and find out the benefits with my link referred:
CONS? Because as with everything in life, if. I have experienced complications to charge clients. It will be your solution for Europe, but tranqui, there is still a bit more to read in order to have a definitive solution to the customers outside of EUROPE.
Unfortunately, in some countries it is locked and/or it is not possible to receive the card at your address. We recommend you to send the card to a friend or family member in Europe.Since the time of the request, you will be able to charge your phone and use it. Your physical card will be safe, because you can only use it if they know your PIN, that only you will know.
STRIPE, the solution to charges to the USA and rest of the world, living in Europe.
And now if we come to almost the end with the STRIPE. The platform that gives us the solution to the big PayPal fees, to the problems of Payoneer to collect direct and to the problems of Wise to charge customers outside Europe (mainly USA).
I should point out that it is only a solution if you are in european lands. Because I wanted to make it living in Argentina, and it was not possible. The good news is that once you are in Europe it is very simple and the requirements that they ask for are the that ANY DIGITAL NOMAD WITHOUT EUROPEAN CITIZENSHIP may have.
You're going to be able to generate a link of payment for each customer need to charge you for your service. The customer will pay for entering to that link and putting the data of your card (any card). The commission is the half of the charge by PayPal but it has another cost, which is the time in which you receive the money. It takes 1 week. In my case, it's worth it. Strong currency, without inflation, it is not problem to wait.
The best of Stripe is that you can link it directly to your account in EUR WISE. Therefore, each payment will automatically be Wise once you meet the time of payment processing. And if your currency is the EUR, they will get in EUR to all, and their card turn them into your customers the type of change that would competa. Because it is not your problem.
SOUTH america
Unfortunately, on this continent, there are usually complications to be able to move our money. But for that I have 2 platforms that will solve the problem. While up to now we have not spoken of criptomonedas, because the time has come to do so. The way so that you can convert your USD, EUR or other currency to your local currency, will be intercambiandolas by “stable coins” (coins stable crypto) and then selling those crypto in your local currency.
AIRTM, the more I've used
This platform is quite simple to use, and that's why I recommend it a lot. You'll have to “add funds” your platforms either PayPal, Payoneer, Wise, etc., Have almost all platforms of the world as an option and the feature is with Payoneer; because they have a special function that skips to the P2P. Airtm and Payoneer are associated, and that makes the transfer of funds is instant.
The P2P it is the process where a person sells an amount of money (in a particular currency) to another person that will purchase in the currency that the person selling is in need. This first process in AIRTM called “ADD” it will be for you for example change your USD for the stable currency of AIRTM is called AIRUSD and is equal to the dollar, is tied to the dollar. That is why it is not variable and is called stable coin (stable Currency). Once you have received that amount of AIRUSD you will have the possibility to withdraw the money to your bank account by making another operation of P2P, which is called “Check out”. Sell those AIRUSD to another person that you will pay in the currency you need (for example: Argentinean Pesos). Your decidiras in the platform on which account bancaría you would like to receive that money. As well as will be in your country, and you'll be able to use it normally.
In addition, it is a good option to pay your suppliers, friends/family that live in South america and may have complications for receiving and/or using foreign coins. This way you will be able to pay them for example in USD. And it will be for them a good way to beat the inflation.
The option of "SEND MONEY"it is free and instant, and only requires the email of the recipient. The person who will receive your money in AIRUSD you must have an account in AIRTM and be able to make the withdrawal to your personal account as explained above by using the option of "check out".
Create an account is very simple here's my link referred
BINANCE, the most famous people in the world crypto
It is an option to be considered, as more and more people are in the world of the criptomonedas, and it is possible that we serve to make the payment to a customer that we want to pay in crypto. The most common is to receive the payment in USDT that is the criptomoneda stable tied to the dollar, more well-known.
It also has all the same features that AIRTM (and much more) which make it one of the best platforms in the world and that is why the most famous and used.
In the world of today it is imperative to have an account on BINANCE. You can creartela using my link referred
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